Debt Collection & Debt Recovery


Professional debt collection services for Panama City and Tallahassee including cities in Bay, Gulf, Jackson, Washington, and Leon counties, as well as the Wiregrass areas of Dothan and Enterprise Alabama.


Q. What do you charge?

Our company offers detailed information on rates on request, we work on a No Collection, No Fee basis.


Q. Where is your office?

Our office is based in Chipley, Florida. 


Q. Are there any upfront fees or sign up charges?

No. We work on a contingency fee basis, we only get paid if we collect your accounts. If we do not collect, no fee is charged.


Q. Do I have to sign a contract?

No. We have our clients sign a basic service agreement on the rates we agree on for the accounts that are placed with our collection service.


Q. What area do you collect in?

We collect in all 50 states in the USA on a national collection basis.


Q. Do you require a certain number of accounts to be placed?

We have no requirement to the number of accounts placed, you can place as low as one account with us for collection.


Q. How far can you go back on accounts?

We can go back up to 7 years in an attempt of collecting a debt.


Q. Is there a limit on the dollar amount placed for collection?

No. We do not have limits on our accounts.


Q. Do you send accounts to attorneys?

Yes. We have a network of collection attorneys worldwide to help us in recovery, in most cases we can place your account with an attorney in the same city where the debtor is located.


Q. How can we place accounts for collection?

By Phone: 850-785-0088
Mail: P.O. Box 888, Chipley FL 32428 or P.O. Box 1250, Panama City, Fl 32402.  


For more information contact us at 850-785-0088.




Business CollectionsUTILITIES

Consumer CollectionsA/R MANAGEMENT 

Commercial CollectionsCredit Reporting

Credit ReportingMedical Collections

Account ReceivablesBusiness Collections

NSF Check RecoveryConsumer Collections

Pre-collect ServicesPre-collect Services



Emerald Coast Collections provides effective debt recovery and collection services and is based in Chipley, FL.



Emerald Coast Collections

1213 Main Street

Chipley, FL 32428

850-676-4405 office

850-481-1708 fax



P.O. Box 888

Chipley, FL 32428

- OR -

P.O. Box 1250
Panama City, FL 32402







Emerald Coast Collections  ©  2022


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